Note: Turn time is subject to change without notice due to
unexpected changes in volume and other reasons.

Time from submission to the underwriting decision includes time for
BOTH assignment to U/W AND time for U/W decision.

Assignment to U/W    U/W Decision    Review PTD’s    Review PTFs

1-2 Business Days            24-48 hrs.            24 hrs.              24 hrs.


December Deadlines for O/O refinances including FHA Streamlines funding month end*

*Submission cut off:  12/16/2024

*Sign no later than:   12/24/2024

*Fund no later than:  12/30/2024


January Deadlines for O/O refinances including FHA Streamlines funding month end*

*Submission cut off:  1/16/2025

*Sign no later than:   1/25/2025

*Fund no later than:  1/30/2025