MMC Wholesale offers a broad range of residential mortgage products:

  • We make good loans that meet Agency guidelines without a lot of additional requirements, called “overlays” that some lenders have
  • Lending in California under MMC Wholesale and under Mortgage Management Consultants, Inc. in Alabama, Arizona, Colorado, Idaho, Nevada, Oregon, Texas, Utah and Washington State
  • Purchase and Refinance loans on 1-4 unit residential property
  • Owner Occupied, Second Home and Investment/Rental property
  • Fixed Rate and Adjustable Rate Mortgages (ARM)
  • Loan Terms from 10 to 30 years
  • Fannie Mae Conventional loan programs
  • HomeReady programs with extra income flexibility
  • HomeStyle Renovation Conventional loans to Purchase or Refinance with funds to repair or rehabilitate in one loan
    • Available for Owner Occupied, Second Home and Investment (rental) properties
    • Can use HomeStyle Renovation for “luxury” improvements, like Swimming Pools and Tennis Courts
  • Manufactured Homes (FHA and Conventional loans)
  • FHA Loans with FICO as low as 580 (will consider exception for lower FICO with 10% down payment)
  • FHA 203K Regular and Streamline loans to Purchase or Refinance with funds to repair or rehabilitate in one loan
  • FHA Reverse Mortgages – AKA: HECM loans for borrowers who are at least 62 years old
    • Can be for Purchase or Refinance
  • VA loans with no down payment for qualified Veterans and active duty
  • USDA Rural Housing with no down payment for properties in qualified areas, income and sales price limits apply
  • Super Jumbo Non-Conforming loans up to $2,000,000 for loans over agency limits

And much more… Contact your MMC Wholesale representative for additional details.