MMC Wholesale offers a broad range of residential mortgage products

Lending in California under MMC Wholesale and under Mortgage Management Consultants, Inc. in Alabama, Arizona, Colorado, Idaho, New Mexico, Nevada, Oregon, Tennessee, Texas, Utah and Washington State.

Unlock greater financial flexibility with our innovative Power Pass!

We make good loans that meet Agency guidelines without a lot of additional requirements, called “overlays.”

Conventional, FHA, VA and USDA Loans

  • Agency and High Balance Agency loans
  • Super Jumbo Non-Conforming Loans, up to $2,000,000 and higher
  • Purchase and Refinance loans for 1-4 unit residential properties
  • FHA with FICO as low as 580
  • VA with no down payment
  • USDA with no down payment

Non-QM Loans Specialized Mortgage Products

  • Bank Statements
  • P&L (Profit and Loss)
  • ITIN (Individual Taxpayer Identification Number)
  • DSCR (Debt Service Coverage Ratio)
  • And so much more

Renovation Loans for Purchase or Refinance

  • FHA 203K Regular and Streamline
    • Owner Occupied, non “luxury” improvements
  • HomeStyle Renovation Conventional
    • Owner-Occupied, Second Home, and Investment (rental) properties.
    • Can use for “luxury” improvements like Swimming Pools and Tennis Courts