At MMC Wholesale, we go the extra mile to help Mortgage Brokers help their clients achieve the dream of owning a home. Securing the right financing is crucial, especially for first-time homebuyers. That’s why we’re excited to help Mortgage Brokers, like you, make the CalHFA Dream For All program available to your clients.

About CalHFA’s Dream For All Program

The California Housing Finance Agency (CalHFA) has been at the forefront of helping Californians achieve affordable homeownership for over four decades. Recently, CalHFA announced the next round of the California Dream For All Shared Appreciation Loan program, starts with pre-registration of borrowers on April 3, 2024, and goes through April 29, 2024. This groundbreaking initiative aims to assist individuals who may face barriers to homeownership, providing them with a pathway to secure and sustainable housing.

Key Elements of the Program

  • Pre-Registration starts on April 3, 2024, CalHFA will open a web portal for potential homebuyers to pre-register for a Dream For All Voucher. The portal closes April 29, 2024. Due to anticipated high demand, vouchers will be randomly selected, ensuring access to the program statewide.
  • Borrower Qualifications: To be eligible, borrowers must meet income limits based on the county of purchase, and at least one borrower must be a first-generation homebuyer, see CalHFA’s website for complete list of requirements and criteria.
  • Guidance and Support: We encourage all potential borrowers to collaborate closely with their real estate professionals, including loan officers, real estate agents, or housing counselors. Understanding the unique terms of the Shared Appreciation program is crucial. Mortgage Brokers and Borrowers can access free online resources at to learn more about Dream For All and shared appreciation.

How to Get Started

If you have a client interested in registering to be in the drawing for the Dream For All Voucher, the first step is follow this link to become an approved Mortgage Broker with MMC Wholesale. Our team is here to support you throughout the process, ensuring you have the information and assistance you need to navigate this exciting opportunity.

We are committed to providing exceptional service and personalized guidance to mortgage brokers. Together, we can make the dream of homeownership a reality for more Californians.

For more information about CalHFA’s Dream For All program, other wholesale lending solutions, and to become an approved MMC Wholesale mortgage Broker, contact us today.